as I was reaching for the hammer something told me "hey don't do it" so I didn't! All, i was able to remove all passwords. By 1st removing the actual finger reader, then I turned, turned off then turned on, I pressed f11. System Recovery, I selected Microsoft recovery files. I clicked on that and recovered original files and it ran for about 20 minutes. When it was completed, it restarted and long and behold I was in! Went to Control Panel/Users/removed all passwords and users. And happy to report my HP is running smoother than smooth without any passwords. I want to thank all for ur help and suggestions! Trust with out I would not be able to have completed this minor headache! Now that this is fixed, what do i do next?